01Claims47 · Auto Insurance
Auto reimbursement shouldn't break down every summer, along with the cars.
Automate roadside assistance and repair reimbursements: invoice and proof of payment read, every service matched to the partner tariff and the policy, with control over every decision.
02Claims47 · Product definition
Specialized AI for auto insurance reimbursement.
Claims47 reads the assistance or repair invoice and the proof of payment, detects the coverage from the policyholder's own words, matches every service to the partner tariff and the policy limits, and routes each claim to a recommended decision or operator review.
Assistance and repair invoices
Tow trucks, garages, tyre and battery services, locksmiths, rental cars: any format, any language, line items structured.
Proof of payment
Receipt, card slip or bank transfer reconciled with the invoice: the reimbursement model needs both.
Coverage and tariff
Roadside assistance, own damage, glass, theft, rental car: the coverage detected with a confidence score, the partner tariff and the policy limits applied line by line.
03Claims47 · The tension
Peaks shouldn't decide how long a policyholder waits.
Manual review
Easter, summer and September bring the breakdowns and the backlog together. Every invoice is a manual touch, and the reading of a guarantee varies by handler.
Basic automation
Extracts the invoice, but cannot tell a tow from a tyre change, price it against the partner tariff or check that the payment actually happened.
Automation that recommends the routine reimbursement in seconds and still checks that the receipt matches the invoice.
04Claims47 · Proven in production
In a live auto-assistance operation, Claims47 replaced email-driven intake with structured claims, matched services to partner tariffs and routed only low-confidence cases to operators.
Consistent decisions across providers. Peaks absorbed. Operators on the exceptions.
Cost
Up to 80%of the process automated end to end. Peak season stops meaning peak headcount.
Time
60sfrom a complete claim to a payment-ready decision.
Trust
100%of lines checked against tariff, policy and proof of payment: covered, partial or needs information.
From a deployment in production with a Spanish assistance TPA
auto-assistance reimbursement claims per year in scope
inbound emails a year replaced by structured intake
from kick-off to production
Figures from a Claims47 auto-assistance reimbursement deployment with a leading Spanish assistance TPA. Reference available under NDA. Every demo runs on synthetic data.
05Claims47 · Specialization
Designed around the reality of auto claims.
Services and partner tariffs · proof of payment · providers · peaks.
Services and partner tariffs
Towing, battery, tyre, locksmith and repair services matched semantically to the partner tariff, whatever the garage calls them.
Proof of payment
Invoice and receipt reconciled: amount, date and payee. No reimbursement recommended without both.
Providers
Garages and assistance providers matched to your network catalog; unknown or inconsistent providers flagged.
Peaks
Same rules, same speed in August as in February. Operators see only what needs judgment.
06Claims47 · Operational fit
Add automation without replacing your claims core.
Works with your existing CRM and systems, or as the system of record. Your team defines the documents required, the tariffs and where a human signs off.
- CRM and systems of record connected (Salesforce, Dynamics or yours)
- Partner tariffs and policy limits configured
- Documents required per coverage: invoice, proof of payment, report
- Operator review on every flagged line
- Recommended amount recalculated on every change
- Progressive rollout, live in 6 to 8 weeks
07Claims47 · How it works
From invoice and receipt to a recommended decision.
Intake → coverage detected → documents checked → invoice, provider and vehicle extracted → services matched to tariff and policy → eligibility, evidence and integrity → recommended decision or review. Every step visible in the claim file.
Detected type
— · the claim type is detected from the customer's own words, with a confidence scoreDecision
Press Run live demo to watch the claim processed check by check.
Product view. Synthetic data.
Intake & triage
Opens the claim from email, portal or form, identifies policy and vehicle, detects the coverage with a confidence score and checks that invoice and proof of payment are there.
DocFraud47
Edited invoices, reused receipts and duplicate submissions caught before any decision.
Evidence
Extracts the invoice, matches every service to the partner tariff and the policy limits, reconciles the receipt and cites what supports each line.
Communication
Asks the policyholder for the receipt or invoice that is missing and keeps them informed.
Insights
Reviews decided claims: provider pricing per service, recurring exceptions, seasonal patterns.
08Claims47 · Why Claims47
More than document extraction.
Specialized in auto · proof of payment reconciled · automation with control · faster than building internally.
Specialized in auto
Configured around assistance services, garages and partner tariffs, not a generic document pipeline.
Proof of payment reconciled
Reimbursement means the policyholder paid: invoice and receipt are matched before anything is recommended.
Automation with control
Every check is advisory: the operator changes a line and the amount recalculates. You set the dial.
Faster than building internally
In production in 6 to 8 weeks inside a live TPA operation, fine-tuned on the real flow.
09Claims47 · Next step
See an assistance invoice become a recommended reimbursement
20-minute demo on synthetic data: a towing and battery claim, line by line. Then we show how your tariffs, coverages and CRM plug in.
Claims47 · an M47 Labs solution · Runs in M47 Cloud · ISO 27001 · SOC 2 · GDPR compliant · setup fee + price per claim · References available under NDA